Everybody knows that a lawyer can help if you're involved in an accident which is somebody else's fault, but what happens if you suffer an accident in which there's clearly no-one else to blame? If you're a responsible cyclist, you may well have taken out insurance to cover such an eventuality.
Unfortunately, insurance companies are often reluctant to pay out, even when your own reading of your contract makes you think they ought to. That's when you need a bicycle accident lawyer on your side.
Specially trained to understand incidents of this type, a
bicycle accident lawyer can quickly determine what happened to you and clarify whether or not you were responsible. If you were cycling carefully and obeying the rules of the road, they'll understand that and will help you to prove it.
They're experts in writing letters to companies which are failing in their legal responsibilities - so much so that sometimes the mere fact you've consulted a lawyer will be enough to make the insurance company cough up.
Big insurance companies notoriously try to maintain their percentages by denying a certain percentage of claims, which means that their staff are under pressure to reject even claims which are clearly legitimate. Often they get away with this because people simply accept it, believing there's nothing they can do.
There is something you can do. With a lawyer on your side, you can challenge the decision, if necessary pursuing it to higher levels within the company. You can keep on pushing until you get the money you need.
When you buy insurance, you're not making those payments for nothing. They're supposed to guarantee you financial protection. If you don't get it, you don't need to put up with that, any more that you would do if you'd mail ordered a new bike and had paid for it but it didn't arrive.
Insurance should mean that you don't have to worry when you're out and about on your bike.
Bicycle accident lawyers can make sure that it's the insurance companies who have to worry instead.
Labels: accident, bicycle, compensation, injury, lawyer
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